Dear Singaporeans,
Greetings! If you can think of any other lousy benefits we're getting as Singaporeans
compared to the benefits of PRs, do email me at kojakbt@gmail.com
I'll try to document them down by adding to the table below. Remember,
it must be something objective with supportive evidence :)
Cheers!
Kojakbt
Benefits for Singaporean vs PR
http://www.ica.gov.sg/data/resources/docs/BenefitsPrivilegesRightsObligations_20080429.pdf
	Singaporean	PR	Remark
Education
Govt Schools
Primary	$0 per mth	$3.50 per mth
Secondary	$5 per mth	$6 per mth
Pre-U	$6 per mth	$7 per mth
Independent Schools
Secondary (avg)	$202.50 per mth	$243 per mth	S'porean has 17% discount from what PR is paying
Pre-U (avg)	$312.50 per mth	$375 per mth	S'porean has 17% discount from what PR is paying
Others
ITE (avg)	$  27.50 per mth	$  30.25 per mth	S'porean has 9% discount from what PR is paying
Poly	$175.00 per mth	$192.50 per mth	S'porean has 9% discount from what PR is paying
Universities
NUS, NTU, SMU	$6110 per year	$6720 per year	S'porean has 9% discount from what PR is paying
			Also, 20% univ places are reserved for foreigners
			while 80% are reserved for S'poreans and PRs together
Primary 1 Enrollment	Same	Same
Healthcare
Public Hospitals
Class B1	20% subsidy	10% subsidy	S'porean has 10% more subsidy than PR has
Class B2	65% subsidy	55% subsidy	S'porean has 10% more subsidy than PR has
Class C	80% subsidy	70% subsidy	S'porean has 10% more subsidy than PR has
Day Surgery	65% subsidy	55% subsidy	S'porean has 10% more subsidy than PR has
Specialist Outpatient Clinic	50% subsidy	40% subsidy	S'porean has 10% more subsidy than PR has
Polyclinics Consultation
Adult (avg consultation fee)	$9.05	$14
Child/Elderly (avg consultation fee)	$4.85	$14
Public Housing*
4 room HDB	$285K	$334K	S'porean has 14.7% discount from what PR is paying
5 room HDB	$375K	$392K	S'porean has  4.3% discount from what PR is paying
Eligibility for HDB mortgage loans	Yes	No	PR can get a loan from a bank. Note also that HDB only provides concessionary
			interest rate mortgage loans for Singapore Citizen first-time flat buyers and
			second-time buyers who are upgrading from smaller flats. Note that it does
			not cover downgrading to smaller flats.
Special Transfers
CPF top-up	Yes	No
Medisave top-up	Yes	No
New S'pore Shares (NSS)	Yes	No
Econ Restruct Shares (ERS)	Yes	No
Progress Package	Yes	No
NS & Reservist	Yes	No	PR kids can relinquish their PRs to avoid NS
* Public Housing figures are calculated from the following:
New Punggol HDB flats currently being offered
(http://www100.hdb.gov.sg/09JULBTOPG_pdf/$file/Punggol_Residences_General_Info.pdf)
Typical   Applicants' Median
Selling   Household Income
Price
4 room    $295K   $4100
5 room    $375K   $5100
For household income of $4100, the 1st time buyer will enjoy an additional $10K grant
Grants are not applicable for household income above $5000
Hence, typical price of new HDBs in Punggol for 1st time avg S'poreans after applying grants:
4 room   $285K
5 room   $375K
Price of HDB Resales which PRs can buy in Punggol
(http://www.scribd.com/doc/15509668/HDB-Resale-Transactions-May-09)
Avg HDB Resale transacted price in Punggol:
4 room   $334K (avg of the 10 transactions in May 09)
5 room   $392K (avg of the 18 transactions in May 09)

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